What you get
- Interactive dashboard: income, expenses, cash flow and savings
- Monthly budget with planned vs. actual and annual overview
- Transaction log with categories and easy data entry
- Savings goals and debt payoff progress
- Bills & subscriptions with monthly status
- Net worth tracker: assets, liabilities and monthly trend
In the download
FITROV_Money_OS_2027.xlsx61 KB
About this product
A complete personal finance system in one Excel workbook: dashboard, monthly budget, transactions, bills, savings, debt and net worth.
One workbook, total control
Eight connected sheets turn your transactions into a live picture of your money. Enter what you earn and spend, and the dashboard, budget and charts update on their own.
What's inside
- Start Here guide and Setup sheet
- Dashboard
- Monthly Budget
- Transactions
- Bills & Subscriptions
- Goals & Debt
- Net Worth
Requirements
Made for Microsoft Excel (desktop or Microsoft 365). Most features also work in Google Sheets after upload, but charts may look slightly different.
Questions
Does it work in Google Sheets?
Mostly, yes. It is built for Excel, so some chart formatting can differ in Sheets.
Can I change the currency?
Yes, on the Setup sheet.
Is it only for 2027?
It is set up for 2027, and you can change the year to keep using it.











